Writing a New Money Story
+ Read More...
Tune in to hear:
- Now that she has space from it, and also expertise in the field, what were some of the factors that drove her parents to such conspicuous consumption?
- Where do our money scripts originate from? Are we shaped definitively by our environment & upbringing or can we forge a new path for ourselves?
- How did Michelle come to a place where she was more comfortable reckoning with her own money story and opening up about this to others?
- How can we be aware of different life stages and make sure that we are meeting our clients where they’re at?
- How can we normalize our clients’ money behavior without reinforcing maladaptive behaviors?
- What is contextual self-control? www.michelleab.com
How to Make Talking About Money Easy
+ Read More...
Why are so many people afraid to ask for help when they’re having money trouble? What about opening up to a spouse or partner about their shared finances? My guest this week shares the 3 steps you can take to make talking about money easy. Want to know more? Don’t miss this episode! If you still think of wealth as a numbers game, you haven’t met Michelle Arpin Begina. An Advisor, Author, and Speaker, Michelle has taken her own money story and transformed it into a passion for financial literacy that marries wealth management and financial therapy. Michelle and I sat down to discuss a common problem; not being able to solve financial problems with those closest to you, because you’re afraid to bring up the subject. You can find the show notes for this episode at https://maplemoney.com/188 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.
When Your Life Falls Apart Because of Money (And Your Career Is Born)
+ Read More...
I love money. I like really, really love money. And heaven knows it wasn’t always that way. As we grow up, the conversations we hear about money and the aspects of it that we learn aren’t talked about have a major and critical effect on how we view money as adults. My guest in this episode is Michelle Arpin Begina. She’s an advisor, author, and speaker. She’s taken her own money story and alchemized it into a passion for financial literacy that marries the science of wealth management with the art of financial therapy. I mean, come on! How amazing is that? Michelle is a woman I’m both honored and excited to stand shoulder to shoulder with on our mission to put more money in the hands of more women. And Michelle dives deep into how important it is that we actually feel good while we’re dealing with our money.
How to Create Wealth by Starting on the Inside
+ Read More...
Financial wellbeing is about so much more than knowing where and how you should invest your money.
Our guest today, author, speaker, and advisor, Michelle Arpin Begina believes that it all starts inside and you have what you need to succeed and thrive in terms of your financial wellbeing…it's just a matter of doing the introspection and reflection on your past experience. Like so many things in leadership, it starts with knowing your values.
Not only do we discuss tips for doing that introspection and defining what Michelle calls your unique success formula, but we also talk about: • What it means to be wealthy • Why financial wellbeing is important for leaders • How we can help our children have a good relationship with money
Links shared:
Mapping Your Success Formula Michelle's Website Michelle's LinkedIn Michelle's Instagram Tickets to TEDx Bayonne
Uncovering your Success Formula and Applying it To Money
+ Read More...
LifeBlood: We talked about a proven success formula, frameworks for looking at past successes and finding lessons to apply to future scenarios, the five elements of financial flourishing, and how to utilize sel-talk to become more successful with Michelle Arpin Begina, CFP, CIMA, and Official Member of the Forbes Coaching Council. Listen to learn how to find the clues success leaves behind! You can learn more about Michelle at MichelleAB.com, Facebook and LinkedIn.
Reality With Vicki Podcast: Interview
Michelle, author, speaker and advisor is dedicated to empowering professional women to step into financial freedom so that they can enjoy their wealth and take inspired action to realize their boldest financial ambitions.
The Big Talk: Releasing Shame and Sharing Your Story for Impact
+ Read More...
Today’s episode discusses freedom, the kind of freedom that you can only find when you’re able to share your voice and your story with the world. For this conversation, I am joined by financial advisor and founder of MichelleAB, Michelle Arpin Begina.
What differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the non-financial aspects of life satisfaction, financial therapy (it’s a thing) and decision advising. She sees real value in being a gateway, not a gatekeeper, to helping others achieve personal financial freedom.
As I’m sure you’ve noticed in this year’s episodes of The Big Talk, we’ve been digging into the importance of understanding backstories — for actors when developing a character, and also for speakers, authors and entrepreneurs. And Michelle’s backstory is a powerful one to uncover.
Michelle grew up in a family that had a tumultuous relationship with money. Her parents cycled through making and spending huge amounts of it, and this greatly impacted their relationships with each other and with their daughter.
As a result, Michelle developed a deep curiosity about money and its hold over people from a young age. This quest for making sense of her family’s relationship with money ultimately led her to resolve to live differently and to help others as they too try to grapple with money and finding financial freedom.
In this episode, we’ll explore:
Impactful moments in your childhood and resolving to do things differently than your parents Being controlled by a toxic relationship with money and the freedom in taking agency over your finances Keeping secrets, holding shame and the freedom in telling your story The healing required before sharing your story, and the healing that comes from it Finding your core message and stepping into the power of your voice Transcending your own money beliefs Giving permission to others to share their stories Michelle’s current favorites — Book: Free to Be…You and Me, Speaker: Brené Brown, and Podcast: The Anxious Achiever
Money You Should Ask: Creating Wealth From The Inside Out
+ Read More...
You may see yourself as bold and confident, yet when the subject turns to money: your mind goes blank; a pit opens up inside you, or even panic sets in!
Our next guest is Michelle Arpin Begina. Michelle is a Certified Financial Planner, Certified Investment Management Analyst, money mentor and coach, photographer, and a mom. Her earliest memories from childhood all relate to money.
What differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising.
Michelle believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology to rethink what we know about money and have more of it.
Michelle Joins Bob to Discuss:
[1:27] The Impact of money as a child. [6:30] Navigating the technical and emotional aspects of money [10:57] "More money solves everything, right?" [11:47] The shame and secrecy of money. [26:50] Healing your money woes through journaling and speaking. [31:40] Understanding the money narrative in your head.
Future Proof Career: When You Want Enough Money To Stop Worrying
+ Read More...
Michelle talks about her experiences with money growing up. She uses this experience to help professional women step into financial freedom from a place of confidence. We also talk about raising kids with a healthy money mindset, how to talk about money productively, finding the qualities that have made you successful in the past, and negotiating raises.
Weekly Wealth: A conversation about money stories, scripts and lessons that affect our financial psychology
A candid discussion about how we THINK about money and how to change your money scripts to those that can serve you well.
Building Psychological Strength: Improving Our Relationship With Money and Worth
The relationship we have with money and the value of the contribution we make in our professional life is so intricately related to our ultimate revenue or salary and consequently the lifestyle we can afford to live. In today's episode, Michelle offers practical advice and resources for changing our mindset around money and worth.
Money, Career & Motherhood: Moving Past Your Family Money History
There’s a very big difference between income and wealth. Too often families are caught up in a spending pattern to create an illusion of wealth, when in fact they’re struggling financially. In this week’s episode, I talk with Michelle about the relationship she developed with money as a child through her family experiences, what change you need to improve your financial situation, and how to use your life’s successes unrelated to money to meet your financial goals
The Empathy Edge: Empathy and the Bottom Line
Nearly every high performer has something that keeps them from fully stepping into their confidence of ownership around their finances……
+ Read More...
But did you know the key to not only being successful with money yourself, but understanding your spouse, colleagues, or employees is empathy? Today, I get to speak with Michelle Arpin Begina, a financial advisor who believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. We talk about how your childhood impacts your money story and beliefs long into adulthood, how financial advisors are evolving to better partner with clients by understanding the emotions they have behind their money, and how you can better understand your money story (as well as that of your spouse, colleagues, or partners) and how it’s impacting your bottom line at work and at home.
Key Takeaways:
We need to be more focused on the money psychology than we are about the money math. Some progressive school districts are adding this to the curriculum.
We get messages communicated to us, covertly and overtly, by our parents about money. Those become our money scripts, which are our subconscious beliefs about money.
If money were a math equation, we'd be ruthless in cutting our expenses and we would be as aggressive as we possibly can be with our money. Almost no one can live that way.
We listen each other off the ledge. It pays to get insanely curious about who you are talking to and be comfortable in the silent moments.
In the Suite Podcast: Financial Therapy and Creating Wealth from the Inside Out
"Never let money stand in the way of something you want to achieve," says Michelle Arpin Begina. It certainly hasn't stopped, Michelle⸺so why should it stop you and me?
+ Read More...
Today's episode of In The Suite with the life-inspiring Michelle Arpin Begina, CFP®, CIMA®, is all about creating wealth from the inside out. It also happens to be the foundation of her soon-to-be-released book, "Good With Money-Creating Wealth from the Inside Out."
Michelle Arpin Begina, CFP®, CIMA®, is Founder and Gateway of her own company, MichelleAB (pronounced Michelle - Ay-Bee), used to empower professional women to step into financial freedom so that they can enjoy their wealth and make their boldest, most inspired decisions from a place of confidence. MichelleAB offers "Good with Money" financial workshops and coaching.
Michelle has worked with 100s of executives, business owners, and entrepreneurs. She's a Certified Financial Planner (CFP®), a Certified Investment Management Analyst (CIMA®), and a senior partner, managing director at Snowden Lane Partners. Michelle is also a member of the Forbes Business Council and has been featured in Forbes and Thrive Global.
Join the conversation to hear about:
The Meaning Behind MichelleAB and Her Title "Gateway" (04:57)
Building a Personal Brand and Starting from Scratch (08:31)
How Michelle was Inspired by Megyn Kelly (11:04)
The Genesis of Michelle's New Upcoming Book (14:24)
Michelle's Three Money Stories - Age 6, 10, and 17 (18:00)
The Will is The Way (24:28)
Michelle's First Unexpected Mentor (27:42)
The Single Biggest Impact on Michelle's Life (33:16)
Studying Financial Therapy at Kansas State University (41:55)
How to Reach the Highest Level of Potential with Your Financial Advisor (47:12)
The Difference Between Suitability and Being a Fiduciary (50:03)
Working with Clients To Take Inspired Action (52:55)
Michelle's Money Success Formula Guide - Download (56:34)
Michelle's Book Recommendation for 2021 (59:38)
Money Loves Women Podcast: Money and Emotion
Money Loves Women is determined to put more money, power, and influence into the hands of women across the globe.
+ Read More...
Michelle’s earliest memories from childhood all relate to money. And yet, the stories and lessons learned from different branches of her family tree couldn’t be more dichotomous! Michelle has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom. To support her clients on their unique wealth journeys, Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it’s a thing), behavioral bias, choice, and decision advising. She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. Michelle lives in Wyckoff, NJ with her husband, Mike and sons, Alex and Nick. She is an avid photographer – her sons are her favorite subject!
What You Will Learn:
- What it means to think outside the box but inside the brain Michelle’s strong interest in money and emotion Michelle’s role as a wealth advisor/counselor and how it is affected by her unique perspective of money
- How our unique exposure to money throughout our life still affects us today
- How Michelle helps her clients through different types of dysfunctional financial behaviors
- Wealth advisor vs. wealth counselor
- Financial therapy and behavioral economics, and how they impact our financial decisions
- How to build wealth so you can achieve financial freedom
Recommended Books: Nudge: Improving Decisions About Health, Wealth, and Happiness by Richard H. Thaler and Cass R. Sunstein Misbehaving: The Making of Behavioral Economics by Richard H. Thaler Thinking, Fast and Slow by Daniel Kahneman Decisive: How to Make Better Choices in Life and Work by Chip Heath and Dan Heath Investor Behavior: The Psychology of Financial Planning and Investing by H. Kent Baker and Victor Ricciardi
Resources: Websites: https://michelleab.com/ https://www.behavioraleconomics.com/ LinkedIn: https://www.linkedin.com/in/michellearpinbeginacfp/ Email: michelleab@optonline.net
The Other Side of Potential: Developing A Healthier Relationship With Money
The Other Side of Potential podcast where we explore how high-level leaders think and prosper in complex business environments.
+ Read More...
Michelle’s earliest memories from childhood all relate to money. And yet, the stories and lessons learned from different branches of her family tree couldn’t be more dichotomous! Michelle has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together. Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom. To support her clients on their unique wealth journeys, Michelle is a technician of financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it’s a thing), behavioral bias, choice, and decision advising. She believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology so that we can rethink what we know about money to have more of it. Michelle lives in Wyckoff, NJ with her husband, Mike and sons, Alex and Nick. She is an avid photographer – her sons are her favorite subject!
What you will learn in this episode:
- How Michelle received what she calls “a familial education in the emotional side of money”, and what lessons she learned growing up with wealthy but spendthrift parents
- How Michelle had a pivotal moment when her father bought a yacht but told her he couldn’t afford to pay for her college education, and what lasting impact this experience had on her life
- How Michelle experienced a deep sense of “money shame” dealing with the fact that her parents were spendthrifts What key fears people are experiencing related to money, scarcity and emotional health during the pandemic Why our experience of the passage of time is both accelerating and slowing down due to the pandemic and the dramatic life changes we are forced to make to adapt
- Why Michelle believes that people who are feeling a heightened sense of urgency should consider if things are really that urgent and should instead try to slow things down Why social distancing provides an opportunity to slow things down and truly consider your goals and the next steps you need to take to get there
- How Michelle recommends parents who are dealing with financial crises speak to their kids about unexpected changes
- How the global COVID-19 pandemic is creating a generational change moment that will leave permanent lasting changes What “financial therapy” is and how it can help people better understand their emotional and mental connection to money
Resources:
Website: https://michelleab.com/ LinkedIn: www.linkedin.com/in/michellearpinbeginacfp/
Additional Resources:
Website: sharonspano.com Book: thetimemoneybook.com Events: sharonspano.com/workshops Contact: sharon@sharonspano.com Twitter: @SharonSpano
She Owns Success: Why You Need Financial Therapy If You Want To Be Wealthy
Ready to start your business? Listen to interviews with amazing female entrepreneurs who have achieved success and be inspired to start your journey. Be inspired and motivated to take action as they share their hints and tips and give honest and frank advice every Monday, Wednesday and Friday.
+ Read More...
Do you know the money stories, scripts, and lessons that affect your financial psychology? In this episode, Michelle Arpin Begina, a Financial Wealth Advisor, and former VP at Merrill Lynch and Morgan Stanley shares her story. Michelle, who is no stranger to unhealthy relationships with money, discussed her insights on how to build wealth and discusses the deepest challenges that affect many of us when it comes to investing and managing our money.
Topics discussed include:
- Financial biases - what are they and do you have them?
- The emotional implications of money
- What no one tells you about investing and making money
- How to improve your financial decision-making process
- How to make the best decisions for your future self
- How to become good with money
- How to start charging the appropriate fees for your services
- The best places to spend your money
Episode show notes: [Click here][1] to visit the episode show notes page. [1]: https://www.sheownssuccess.com/podcasts/michelle-arpin-begina/
Website: https://michelleab.com/
LinkedIn: www.linkedin.com/in/michellearpinbeginacfp/
Out of Patients with Matthew Zachary: Financial Psychology and the Mental Health of Money During a Pandemic
+ Read More...
Today’s show is a little different. My guest, Michelle Arpin Begina, is a financial advisor, speaker, author, and — at least in my own opinion — is a money therapist.
Certainly, one of the more hybrid experts I’ve had the privilege of speaking with. With a great deal of intentional vulnerability and discomfort on my part, we talk about money. It doesn’t just make the world go ‘round; it’s a topic that unites everyone and — like math — is a universal language where judgment, stigma, guilt, and the forces of good and evil duke it out on a day to day basis.
In the interest of channeling my fellow expatriated nonprofit founders and executives who went into the private sector to “earn a living,” there’s a lot to unpack there — and I am not shy about sharing my own personal sentiments on entrepreneurship, philanthropy, and guilt. The NPO business model is so flawed, it’s almost designed to fail, and COVID made that more apparent than ever. I also don’t live my life to be the richest guy in the graveyard and hedge my entire political belief system on the single-voter issue factor of our time — the “401k”. Life’s too short. So from “financial psychology” to “your money story” to “fiscal script” to the emotional weight and mental health issues surrounding leadership and just trying to get by in life, I hope you enjoy this alternate but related universe episode of Out of Patients with Michelle Begina. Enjoy the show.
Ted in Your Head with Ted Moreno: Interview Series
+ Read More...
Michelle has used the money lessons from her life to rethink how financial advisors and their clients have traditionally worked together.
Rather than thinking of her role as a gatekeeper of portfolios, she sees real value in being a gateway to personal financial freedom. Michelle supports her clients on their unique wealth journeys through financial planning, investment, and wealth management. But what differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it’s a thing), behavioral bias, choice, and decision advising.
Want a better relationship with money? Check out this episode!
TedinYourHead.com